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Premium Loan Guarantee Scheme has a stake with bank

出自香港新聞網 - 樹仁新傳系學生實習習作

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(About the PLGS, you should explain why it will benefit the banking sectors? And why people who supposedly are not qualified for the loan will get it anyway? Without answering these questions, we won't know where is the problem.)


By Au Ka Chun --125172 2015年3月3日 (二) 17:55 (UTC)


The 2015-2016 Budget released last week. Director of the Lion Rock Institute Peter Wong said the Premium Loan Guarantee Scheme(PLGS) is feasible, but criticized for a mortgage corporation to run the scheme.


The scheme will provide guarantee to the banks on the portion of the premium loan. Wong said the scheme will give advantages to bank. People who are not supposed to loan can also join the scheme. However, Wong agreed with the the scheme as the PLGS provides flat owners to finance the premium payment therefore it can be leased like private housing.


With the targeted support measures, Wong disagreed any kind of subsidy, regarded to the losses brought by the umbrella movement, as traders are responsible to any loss. “Who say it is a sure win?” The finance expert said.


Wong suggests introducing salaries tax, which link with surplus.
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